Selokhu kwethulwe i-Apple Pay ngo-Okthoba 2014 e-United States, isevisi esanda yandiswa manje esetholakala emazweni ayi-15, okukhona phakathi kwayo iSpain okuwukuphela kwezwe elikhuluma iSpanishi, amaningi kube amabhange nabakhiqizi abethule izinsizakalo ezifanayo, kucatshangelwa ukuthi i-Apple Pay kwakungeyona uhlelo lokuqala lohlobo lwayo. Ngaphambi kokwethulwa kwayo, izitolo ezinkulu zaseMelika ezinjengeWalMart noma iTarget, phakathi kokunye, zazisungule i-consortium ebizwa nge-MCX, inhloso yayo kwakungukuvula uhlelo lokukhokha olungadingi i-chip ye-NFC.
Kepha isikhathi sesihambile futhi i-consortium ayikaqedi ukwethula lo mkhiqizo, umkhiqizo ozovumela bonke abasebenzisi balezi zikhungo ukuthi bathenge ngaphandle kokuphatha izikhwama zabo zemali, kuphela ama-smartphones abo. Ukuzama ekugcineni ukuletha lolu hlelo lokukhokha, uJP Morgan usanda kumemezela ukutholakala kwalo, okuyi izoba yingxenye yohlelo lokukhokha olubizwa ngeChase Pay, okwamanje itholakala kuphela ku-Best Buy, noma i-Walmart ne-Target nazo zingangeza kuzinketho zabo zokukhokha kungekudala.
Insizakalo ye-MCX, ebizwa nge-CurrentC, eyasungulwa ku-beta ezinyangeni ezingaphezulu kwezingu-10 ezedlule ngemuva kokubambezeleka okuqhubekayo, ayizange iphume kuleso sigaba futhi nabasebenzisi abambalwa abakwaziyo ukukuhlola, bathi lo msebenzi wawuyinkimbinkimbi futhi yilabo kuphela kungangezwa ukubheka ama-akhawunti amabhange athile namakhadi wesikweletu. Ngemuva kokuthi isigaba se-beta sesiphelile, inkonzo yakhubazeka, yahlala ekhabetheni silinde abaphathi abakhulu bale nhlangano ukuthi bathathe isinqumo maqondana nalokhu. Kepha ngokuhamba kwesikhathi, izinkampani ezinkulu ezibheja iMCX zaqala ukwamukela i-Apple Pay ne-Android Pay ezitolo zazo, okuqinisekisa ukushona okusebenzayo kwe-MCX.
