I-Apple Pay, insizakalo yenkokhelo yenkampani yenkampani yeCupertino, isatholakala emazweni ambalwa kakhulu emhlabeni jikelele. Esinye sezizathu ezinkulu ezichaza ukubambezeleka kokunwetshwa kwaso kungxoxo zokufinyelela ezivumelwaneni eziqinile nezinhlangano ezahlukahlukene zamabhange. ESpain, ukufika kwe-Apple Pay bekulindelwe ekupheleni kuka-2016, into esivele isinqatshelwe ngokuphelele futhi esingeke siyibone, ngenhlanhla ethile, kuze kube yisikhathi esithile esingaqondile kwikota yokuqala ka-2017.
Okwamanje, yize e-Australia i-Apple Pay ibisitholakala unyaka manje, Ikhomishini Yezokuncintisana Nabathengi yase-Australia isichithile ngokusemthethweni isigunyazo esizovumela amabhange amathathu amakhulu ezweni ukuthi ahlanganyele ngokuhlanganyela ukufinyelela kubuchwepheshe be-Apple Pay, isinqumo esinengqondo impela njengoba sizoshiya zonke ezinye izinhlangano zisesimweni esibucayi.
Isinqumo "esilinganiswe kahle" seKhomishini Yezokuncintisana Nabathengi yase-Australia (i-ACCC) sikhomba ushintsho ezinyangeni zezingxoxo nezingxoxo phakathi kwamabhange "amakhulu amathathu" ezwe kanye ne-Apple.
Umbono okhishwe yi-ACCC uyasichitha isiphakamiso esethulwe ngoJulayi owedlule yizikhungo ezintathu ezinkulu zezezimali e-Australia, i-Commonwealth Bank yase-Australia, iNational Australia Bank kanye neWestpac Banking Corp, kanye neBendigo ne-Adelaide Bank, ngokuxoxisana ngokuhlanganyela imigomo yobudlelwano phakathi kwabo ne-Apple Pay.
Kulesi sicelo bekunezici ezithile i-ACCC ebonakale ingazithandi nhlobo, nokuthi abasebenzisi bebengeke bazithande nhlobo uma zenzekile. Okuyinhloko kwalezi zingibe kubonakala sengathi yi ukufinyelela kumshayeli we-NFC we-iPhone, okuvumela amabhange ukuthi abeke amasistimu awo we-digital wallet kumadivayisi we-iPhone, isilinganiso esingacabanga ukuthi ukuncintisana okuphezulu ngokwalo mzimba.
Kepha ngombono wami, izimangalo lawa mabhange ayenazo maqondana namakhomishini nokuthi ngubani owayezowaphatha zibucayi kakhulu. Esicelo esifakwe ngoJulayi, La mabhange ayecela imvume yokuxoxisana ngokuhoxiswa noma ukuguqulwa kwemikhawulo evimbela izikhungo zezezimali ekuphambukiseni imali yokuthengiselana ye-Apple Pay kubathengi.. Lokho wukuthi, ulahlekelwe ukusebenzisa amakhomishini ngqo kubasebenzisi.
URod Sims, onguSihlalo we-Australian Competition and Consumer Commission, uphawule ukuthi "Njengamanje, i-ACCC ayinelisekile ngokuthi imihlomulo engaba khona ngokuziphatha okuphakanyisiwe idlula ingozi engaba khona." Ngamanye amazwi, inhloso yamabhange ingenza okubi kunokulungas. Uqhube wathi: "Yize i-ACCC ikwamukela ukuthi ithuba lokuthi amabhange ahlanganyele futhi adube ngokuhlanganyela kuzobabeka ethubeni elingcono lokuxoxisana ne-Apple, izinzuzo okwamanje aziqinisekile futhi kungenzeka ukuthi zilinganiselwe."
Amabhange ase-Australia athintekile asevele akhulume ngalesi sinqumo. Ku- izimemezelo ku-Apple Insider bakhombise ukuthi bazoqhubeka nokusebenza ne-ACCC ukuze banqobe umehluko owenziwe yilo futhi bakwazi ukunika amaklayenti abo amandla nenkululeko yokuzikhethela, ngokusho kwebhanges, uma isicelo se-ACCC sisebenza, Abanikazi be-iPhone e-Australia bazoba nenketho eyodwa kuphela yesikhwama semali, i-Apple Pay, kuyilapho imboni yezinkokhelo yase-Australia izoncishwa ithuba lokusungula nokuncintisana ne-Apple.
Uma iphrojekthi yokunquma komlawuli wokuncintisana yase-Australia imi, ngeke kube khona ukuncintisana ngokumelene ne-Apple ngezinkokhelo zeselula ku-iPhone. Isicelo asikaze sibe ngesokuvimbela i-Apple Pay ukuthi ize e-Australia noma ukunciphisa ukuncintisana phakathi kwezikhwama zemali. Bekulokhu kumayelana nokunikezwa kokukhethwa kwabathengi kanye nezinto ezintshakusho uLance Blockley, onguchwepheshe wezinkokhelo omele umphakathi wasebhange.
Kodwa-ke, i-ACCC, kuyacaca, ayicabangi njengamabhange. Empeleni, inhlangano engavimbeli amalungelo abantu e-Australia inqume ukuthi i-Apple Pay ingavusa ukuncintisana esikhaleni esikhulayo sokukhokha kwidijithali: “I-Apple Wallet nezinye izikhwama zedijithali ezingezona ezasebhange zingamela ubuchwepheshe obuphazamisayo obungakhuphula ukuncintisana phakathi kwamabhange ngokusiza abathengi ukuthi bashintshe phakathi kwekhadi abahlinzeki futhi banciphise noma yikuphi ukuvinjelwa okungadalwa yimikhono yedijithali yamabhange. '
I-Apple Pay yethulwe e-Australia ngoNovemba odlule ngokusebenzisa ubudlelwano obunqunyelwe ne-American Express. Ibhange elikhulu i-ANZ laba ngowokuqala ukusebenzisana ne-Apple ngo-Ephreli.
Kuze kufinyelelwe esivumelwaneni esihle ku-Apple Pay, Amabhange manje anganikeza izixazululo zesikhwama sedijithali ku-iPhone ngaphandle kokuthola imodyuli ye-NFC, ngokusebenzisa izinhlelo zabo ezihlanganiswe ne-Apple Pay. Isinqumo sokugcina se-ACCC kulindeleke ukuthi size ngoMashi 2017
