Kamar yadda wataƙila kuka riga kuka sani, kwanakin baya Apple ya ba mu mamaki yayin taronsu da ƙaddamar da Katin Apple, sabon katin kuɗi da aka haɗa kai tsaye zuwa iPhone kuma wanda ba da daɗewa ba zai kasance a Amurka. Wannan katin a cikin tambaya yana da ɗan fa'idodi kaɗan, amma ba tare da wata shakka ba ɗayan mafi ban sha'awa shi ne gaskiyar cewa Ba shi da kwamiti kamar yadda wasu suke yi.
Koyaya, gaskiyar ita ce kodayake gaskiya ne cewa wannan ba mummunan abu bane, kwata-kwata, yana haifar da isasshen shakku, a ma'anar cewa a bayyane yake cewa idan basu cajin kwamitocin ba, daga wani wuri zasu sami riba domin su sami riba ta kuɗi, kuma a nan zamu gaya muku abin da ya faru da gaske kuma me yasa don Apple yana da fa'ida gaba ɗaya.
Menene Apple ke yi don samun kuɗi tare da Apple Card?
Kamar yadda muka ambata, dangane da shakku da wannan sabis ɗin ya haifar, daga business Insider sunyi tambayoyi da yawa, kuma godiya ga wannan mun san cewa, da farko, godiya ga cikakkun bayanan kwangilar da suka samu tare da Goldman Sachs, bayar da canjin canjin canji tsakanin 13,24% zuwa 24,24%.
Koyaya, kamar yadda wataƙila kun riga kuka sani, don amfani da Apple Card don biyan kuɗi a cikin kafa babu ƙarin kari, amma wannan yana nufin mai amfani da kansa, saboda kamfanin da ke fa'ida, lokacin da yake jujjuya katin ta wayar tarho, dole ne ya biya kimanin kwamiti 2%, wanda aka rarraba tsakanin ɓangarori da yawa inda tabbas Goldman Sachs da Apple suke.
A gefe guda, tunda Apple ba banki bane kamar haka, shi ma haka ne suna iya adana kuɗi da yawa ta wata fuska, wani abu da ke amfanar su musamman:
- Publicidad: A yau, bankuna da yawa suna amfani da fasahohi daban-daban na talla da tallace-tallace don tallata katunan, kamar kyaututtuka na ɗan lokaci ko tallatawa. Koyaya, wannan wani abu ne wanda Apple baya buƙata, tunda dama yana da wadatattun masu amfani da sayan wannan katin, ban da cewa duk tallan da zai yi zai zama daidai da abin da yake yi da Apple Music, ma'ana, kaɗan fiye da ƙananan shawarwari a cikin samfuranta.
- Fraudananan ƙididdigar yaudara: a wani bangaren kuma, kasancewar katin bashi da lambar da aka buga, ko kuma wani bayani a dunkule banda sunan, yana da matukar amfani ta yadda ba za a iya amfani da shi ba sai da izinin mai shi. Kuma, kamar dai wannan bai isa ba, a cikin lamura da yawa zaka buƙaci gaskatawa ta hanyar ID ID ko ID na ID don amfani dashi.
- Rage tallafi: Wani bangare kuma wanda Apple zai taka rawar gani zai kasance a cikin tallafi, tunda bisa manufa za'a gabatar dashi ne kawai ta hanyar hira na iMessage, wanda kuma a mafi yawan lokuta ba mutum a bayan sa, tunda a yawancin lokuta zai kasance wani bot tare da Ilimin Artificial, kodayake ba tare da wata shakka ba dole ne ku gwada shi don samun damar yin tsokaci akan sa.
- Ingantawa yayin sayen samfuranku: A ƙarshe amma ba mafi ƙaranci ba, lokacin da ka sayi ɗaya daga cikin kayan su ta amfani da wannan katin, ba za a yi amfani da kwamitocin ƙa'idodi ba, amma ba za a sami cajin kai tsaye ga Apple ba, muhimmin abu ne da za a ci gaba da la'akari da shi.Ya kirga kamar yadda ya kamata mu yi tunani cewa yawancin kayan kamfanin ba su da rahusa fiye da kima, kuma hakan wani abu ne mai mahimmanci ga batun kwamitocin, domin ta wannan hanyar duk lokacin da wani ya sayi kaya da wannan katin, Apple zai iya samun ƙarin fa'ida.
Ta wannan hanyar, kodayake gaskiya ne cewa wani ɓangare na ribar da suka samu zasu tafi Goldman Sachs, bankin da zai kula da samar da waɗannan katunan, gaskiyar ita ce daga kamfanin ba su da wahalar nema ta amfani da shi, duk da kusan ba su da kuɗin kwamiti don aiwatar da ayyuka daban-daban, kuma ta wannan hanyar shima zai sanya kansa a matsayin zaɓi don zaɓar daga idan aka kwatanta da mafita na bankunan daban.