Ostiraliya a yau tana da sabis ɗin Apple Pay wanda aka kafa a bankuna da yawa a cikin ƙasar, amma akwai waɗannan ƙungiyoyi huɗu waɗanda ke adawa da sashin amfani da wannan sabis ɗin: Bankin Commonwealth na Australia, Westpac Banking Corporation, National Australia Bank da Bendigo da Adelaide Banki, wanda kwata-kwata sun ƙi yarda da ƙa'idodin ƙa'idodin sabis na biyan kuɗi na Apple Pay kuma suna so a buɗe NFC. A wannan halin sun tsara kuma sun aika wa ACCC da takardu mai shafi 137 wanda a ciki aka yi ikirarin cewa Apple yana aiki ne a cikin "mara tawakkali, mai rufewa kuma mai matukar sarrafawa".
Tare da wannan ƙin yarda, abin da suke so don duk mu fahimce shi sosai, shine ba da damar amfani da NFC don biyan kuɗi tare da na'urorin Apple tare da wasu ayyukan da bankuna ke bayarwa kwata-kwata ba su da alaƙar Apple Pay. Babu shakka wannan wani abu ne wanda bamu yarda zai faru ba tunda a wasu lokutan kamfanin Cupertino ya riga ya faɗi cewa NFC tare da Apple Pay an rufe don kare masu amfani da barazanar tsaro kuma cewa "Hardware, software da kuma ayyuka irin su Apple Pay suna hade da juna don bayar da mafi girman tsaro ga mai amfani."
Wannan rikici ne wanda ya kasance a kan tebur na dogon lokaci kuma a bayyane yake da'awar ne ga masu amfani da waɗannan kamfanonin bankin su sami damar zaɓar ko za su yi amfani da Apple Pay ko a'a, tunda a wannan yanayin ba su da wannan damar sabili da haka bankuna suka matse kamfanin Tim Cook, ta irin wannan fito na fito wanda har ya kai su ga ACCC (Hukumar Gasar Australiya da Kwamitin Kasuwanci) a ba da shi ga buɗewar NFC. Ya rage a ga abin da ACCC ta amsa a cikin wannan lamarin.