Apple Pay payakarova musika, mazhinji aive makambani ayo vakafunga mukana wekugadzira yakafanana yekubhadhara chikuva. Apple Pay haina mahara kune vatengesi, asi ndeye mahara kune vashandisi. Komisheni iyo vatengesi vanofanirwa kubhadhara kuti vashandise tekinoroji ino inosiyana zvichienderana nenhamba yezvivakwa, kunyanya kana iri franchise kana nzvimbo hombe dzekutenga.
Nzvimbo dzinoverengeka dzakakura dzekutengesa, vanga vasingade kubhadhara makomisheni ayo Apple anoda kukwanisa kushandisa yehunyanzvi hwavo hwekubhadhara, uye vakafunga kugadzira chikuva chakazvimiririra umo zvaisafanira kuti terminal igare neNFC chip, nenzira iyi, iri kuburikidza nechikumbiro, kuwedzera kwayo kunenge kuchikurumidza.
MCX mubatanidzwa wemakambani ane huwandu hukuru hwezvivakwa munyika mese izvo zvakasarudza kuumba idzva yekubhadhara sevhisi yakafanana neApple Pay, asi pachinzvimbo chekushandisa iyo NFC chip, kubhadhara kunoitwa kuburikidza nekushandisa kwayo inowanikwa kune ese mafoni mapuratifomu. Iko kushanda kwakafanana chaizvo neyekare Google Wallet, yava kunzi Android Pay. Sevhisi yakafanana chaizvo neiyo inopihwa neSain Pay Kubhadhara mune imwe yemari dzakasiyana.
MCX Consortium ichangobva kuzivisa kuti kuvhurwa kweiyi nyowani yekubhadhara sevhisi kuburikidza nechikumbiro, yakanonoka zvakare, uye icharamba iri mubeta ikozvino. Chinangwa chekutanga chekambani chaive chekukwanisa kupa sevhisi kupera kwegore rapfuura, asi nekuda kwezvikonzero zvakasiyana zvaisagona uye zvakazombomiswa kusvika gore rino, asi zvekare zvakanonoka. Chinangwa chemubatanidzwa ndechekuti basa riitwe risati ratanga kuitira kuti riitwe munyika pamwe chete, kuitira kuti vashandisi varishandise munzvimbo dzese dzekambani imwechete.