Tan iyo markii la bilaabay Apple Pay bishii Oktoobar 2014 ee Maraykanka, adeeg markii dambe sii ballaadhay oo hadda laga helo 15 dal, oo ay ku jiraan Spain oo ah waddanka keliya ee ku hadla Isbaanishka, inbadan waxay ahaayeen bangiyaal iyo soosaarayaal bilaabay adeegyo lamid ah, iyadoo la tixgelinayo in Apple Pay aysan ahayn nidaamkii ugu horreeyay noociisa. Kahor intaan la bilaabin, dukaamada waawayn ee Maraykanka sida WalMart ama Target, iyo kuwa kaleba, waxay abuureen dalad loo yaqaan MCX, oo ujeedkeedu ahaa inay bilaabaan nidaam lacag bixin ah oo aan u baahnayn NFC chip.
Laakiin waqtigu wuu dhaafay oo daladuna ma dhamayn bilaabista alaabtan, badeecad u oggolaan doonta dhammaan isticmaalayaasha xarumahan inay wax iibsadaan iyadoon loo baahnayn inay qaataan boorsooyinkooda, kaliya taleefannadooda casriga ah. Si loo isku dayo in ugu dambayntii nolosha loo soo saaro nidaamkan lacag bixinta, JP Morgan ayaa hada ku dhawaaqay la wareegistiisa, taas oo waxay ka mid noqon doontaa nidaamka lacag bixinta ee loo yaqaan Chase Pay, oo hadda kaliya laga heli karo Best Buy, inkasta oo Walmart iyo Target ay waliba ku dari karaan xulashooyinka lacag bixinta waxyar.
Adeegga MCX, oo loo yaqaan 'CurrentC', oo lagu bilaabay beta wax yar 10 bilood ka hor dib u dhacyo isdaba joog ah, weligiis kama bixin marxaladdaas iyo kuwa yar ee isticmaala ee tijaabin kara, waxay sheegteen in hawlgalku aad u adag yahay oo kaliya hubinta xisaabaadka bangiyada qaarkood iyo kaararka deynta. Marka wajiga beta uu dhammaado, adeeggu wuu curyaamay, oo wuxuu ku hadhay khaanad sugaya maareeyayaasha waaweyn ee daladan inay go'aan ka gaaraan arrintan. Laakiin waqti ka dib, shirkadihii ugu waaweynaa ee sharad ku galay MCX waxay bilaabeen inay ku qaataan Apple Pay iyo Android Pay dukaankooda, iyagoo xaqiijinaya wax ku oolka ah ee MCX.
