Xa i-Apple Pay yafika kwimarike, kwakukho iinkampani ezininzi Bacinga ukuba kunokwenzeka ukudala iqonga lokuhlawula elifanayo. I-Apple Pay ayisimahla kubathengisi, kodwa isimahla kubasebenzisi. Ikhomishini ekufuneka abathengisi bahlawule ukuze bakwazi ukusebenzisa le teknoloji iyahluka ngokuxhomekeke kwinani lokusekwa, ngakumbi kwimeko yee-franchise okanye iivenkile ezinkulu zorhwebo.
Iindawo ezininzi zokuthenga ezinkulu, Abazange bazimisele ukuhlawula iikomishini i-Apple efuna ukukwazi ukuyisebenzisa yetekhnoloji yabo yokuhlawula, kwaye bagqiba ekubeni benze iqonga elizimeleyo apho i-terminal ayizange ifune ukuba ne-chip ye-NFC, ngale ndlela, njengoko bekunjalo ngesicelo, ukwandiswa kwayo kuya kukhawuleza kakhulu.
I-MCX yimbumba yeenkampani ezinenani elikhulu lamaziko kulo lonke ilizwe eligqibe ukwenza inkonzo entsha yentlawulo efana ne-Apple Pay, kodwa endaweni yokusebenzisa itshiphu ye-NFC, Iintlawulo zenziwa ngesicelo sakho Iyafumaneka kuwo onke amaqonga aphathwayo. Umsebenzi ufana kakhulu neWallet kaGoogle endala, ngoku ebizwa ngokuba yi-Android Pay. Inkonzo ikwafana kakhulu naleyo inikezelwa yiSamsung Pay kwenye yeentlawulo zayo ezahlukeneyo.
I-MCX consortium isandula ukubhengeza ukuba ukuqaliswa kwale nkonzo yentlawulo entsha ngesicelo, Iye yalibaziseka kwakhona, kwaye okwangoku iya kuhlala kwisigaba se-beta. Injongo yale nkampani ibikukuba ikwazi ukunikezela ngale nkonzo phambi kokuphela konyaka ophelileyo, kodwa ngenxa yezizathu ezahlukeneyo ayibanga njalo kwaye yade yahlehliswa de kwaba kulo nyaka, kodwa iye yalibaziseka kwakhona. Iinjongo zekonsortium kukuba inkonzo ilungile phambi kokusungulwa kwayo ukuze iqhutywe ngokubambisana kwilizwe lonke, ukuze abasebenzisi bayisebenzise kuzo zonke iziseko zenkampani enye.