Ngenkathi i-Apple Pay ingena emakethe, zaziziningi izinkampani lokho baphakamise ithuba lokwakha ipulatifomu yokukhokha efanayo. I-Apple Pay ayikhokhelwa abathengisi, kepha imahhala kubasebenzisi. Ikhomishini okumele abathengisi bayikhokhe ukuze bakwazi ukusebenzisa lobu buchwepheshe iyehluka kuye ngenani lezikhungo, ikakhulukazi maqondana nama-franchise noma izindawo ezinkulu zokuthenga.
Izindawo zokuthenga eziningana ezinkulu, babengazimisele ukukhokha amakhomishini i-Apple efuna ukukwazi ukuwasebenzisa yobuchwepheshe babo bokukhokha, futhi banquma ukudala ipulatifomu ezimele lapho bekungadingekile ukuthi isiginali sibe ne-chip ye-NFC, ngale ndlela, ngokusebenzisa uhlelo, ukunwetshwa kwayo kuzoshesha kakhulu.
IMCX iyinhlangano yezinkampani ezinenani elikhulu lezikhungo ezweni lonke ezithathe isinqumo sokwakha insizakalo entsha yokukhokha efana ne-Apple Pay, kepha esikhundleni sokusebenzisa i-chip ye-NFC, izinkokhelo zenziwa ngohlelo lwayo iyatholakala kuwo wonke amapulatifomu eselula. Umsebenzi ufana kakhulu ne-Google Wallet endala, manje ebizwa nge-Android Pay. Insizakalo ebuye ifane kakhulu naleyo enikezwa yi-Samsung Pay kokunye okuhlukile kokukhokha kwayo.
I-Consortium ye-MCX isanda kumemezela ukuthi ukwethulwa kwale nsizakalo entsha yokukhokha ngesicelo, Iphinde yabambezeleka futhi, futhi izohlala ku-beta okwamanje. Inhloso yokuqala yale nkampani ukuthi ikwazi ukunikela ngale nsizakalo ngaphambi kokuphela konyaka odlule, kodwa ngenxa yezizathu ezahlukene bekungeke futhi ekugcineni yahlehliselwa lo nyaka, kodwa futhi ibambezelekile. Inhloso ye-consortium ukuthi le nsizakalo ilunge ngaphambi kokwethulwa kwayo ukuze ikwazi ukuyenza ezweni lonke ngokuhlanganyela, ukuze abasebenzisi bayisebenzise kuzo zonke izikhungo zenkampani efanayo.