This is one of those "good techniques" that Apple often uses to sell more devices and more after launching a new product. This time 9 months after the last time they put the zero cost in financing on the table of its products, Apple is once again offering this possibility to its customers.
The financing offer is at zero cost and Cetelem in Spain is in charge of assigning the money, as well as for financing with interest that Apple carries out throughout the year. We have to emphasize that this offer of financing at zero cost has a limited time and in this case it is until next May 31, 2018.
Payment terms vary somewhat
Sometimes Apple agrees to finance between 3-11 months to make the payment, in this case one more month is obtained rounding up to 12 months. If what we want is to finance for 24 or 36 months, the financing cost will be the same as always, with the values set by the TIN and the APR. In the case that we leave here below we can see the zero cost of the financing of 1.200 euros within the promotion:
For a long time, resellers and Apple itself can finance the purchase, the problem is the same as always and that is that the interest we have to pay is usually somewhat high. In this case, when the promotion appears to buy and finance the products without interest, it is time to jump into the pool since we are really splitting the payment at no cost. With the official launch of the iPhone 8 and 8 Plus (RED) and this new offer in financing This afternoon starts at Apple.