Addition discount for students that Apple currently has on Mac, iPad and iPhone with the gift card of up to 70 euros, users who want to buy any device from the company can take advantage of the financing that the company always has available and now they also offer us the possibility of doing so without paying interest or commissions opening or similar. This option is available to everyone, whether you are a student or not, but it is based on the conditions set by the financial institution, which in the case of Spain is Cetelem and they have the last word in granting the loan.
Apple usually does this financing throughout the year, but the finance company always usually adds interest to the financing and the possibility of doing it without them can be a good way to access any of the company's devices that we want to buy.
The conditions imposed to access this financing are the following:
Minimum financing amount € 400. Example of financing for 400 euros in 12 months. No formalization commission. Monthly payment 33,33 euros. Total amount owed 400 euros. TIN 0% APR 0%. Apple-subsidized interest. Offer subject to prior authorization from Banco Cetelem SA after studying the documentation provided and signing the contract.
Offer valid from July 1, 2014 to September 8, 2014.
If we want to extend the months and pay for the Mac or any other company idevice in more than 12, we it will be time to pay interest and these are 14,95% NIR and 16,02% APR, which have been the usual ones for financed purchases. Remember and clarify again that the requirements for granting credit are not set by Apple in any case.
Now or never, I'm about to get the 12-month Macbook Air.
Hehehe if it's a good time to shop at Apple 😄