There are several users who frequently ask us about the financing option for Apple products and more so now that the new iPad Air, the eighth generation iPad, the Apple Watch Series 6 and the rest of the new models have just come out.
At Apple they have been working with Cetelem in our country for a long time and therefore it is the most accessible way for it. Also, if you had previously bought a product financed with Cetelem, everything is much simpler, yes, for now there is no option to finance without interest.
Available on Apple's website and in its stores
You don't have to do anything weird to finance a product as long as you are suitable for it. The conditions for financing are set by Cetelem And the bad thing is that after the launch of the new iPad Air, Apple Watch Series 6 and others, they stopped financing without interest. This supposes an extra expense to the financing but it is always better than not being able to buy the product, so if you want to buy, Apple offers you this financing option that varies in each country.
The minimum amount to finance is 299 euros, you can pay a part of the product and finance what is left. The prices of this financing are obviously not cheap but here everyone has to take their share:
- Asking for example 859 euros
- The financing cost will be 140,14 euros
- Total owed will reach 999,14 euros
- In this case the calculation is based on 23 installments of 41,63 euros and a last installment of 41,65 euros
- From 6, 12 and a maximum of 24 months to pay
- NIR 14,95% APR 16,02%
It is always better to wait for the promotion of financing at zero cost which was active for a long time on the Apple website with Cetelem, but with the new releases they evidently eliminated it and now it is not available.