We continue with the information regarding Apple Pay and its arrival in Spain since several users have asked us about the businesses that are already associated with Apple Pay and what advantages they have compared to the rest of the businesses that are not. At this time, what we are clear about after our launch is that it would be good if more banks joined this payment method to satisfy users who are not clients of Banco Santander, American Express, Ticket Restaurant or Carrefour Pass, but this is something that we hope will not take long to improve.
On the other hand, the next question is what happens if the business does not have this association with Apple Pay, come on, if it does not have the label on the door that certifies that it is an authorized business to use Apple Pay. Well, absolutely nothing happens as long as they have a POS with Contactless and the value of our purchase does not exceed 20 euros *.
In principle, there is no problem if the store is not associated with Apple Pay, since you can pay up to a maximum of 20 euros without having to put more than the Apple Watch or the iPhone near the POS and that's it. In the case of spending those 20 euros * what we will have to do is place the pin of our credit or debit card on the dataphone, so it is not much use to use Apple Pay if it exceeds that amount since you still have to type despite not needing the card at all.
We put the asterisk because our colleague Luis Padilla from the iPhone Actuality blog comments that he has been able to pay the purchase of 40 euros in Mercadona, something that in principle would not be possible if we look at the restrictions on the amount of the maximum payment. In the case of being one of the companies and businesses associated with Apple Pay, this limit of 20 euros does not seem to exist.
These are them Compatible stores and merchants confirmed today by Apple on its website in addition to BP and Fnac that are in process:
This list is expected to grow little by little in our country, but if it is not for the issue of having to type the card's pin on the dataphone if we spend more than 20 euros, the service works well in most places. In any case, if you have doubts about the possible payment through Apple Pay in your usual store the best thing is to jump in and use this payment service without qualmsIn the event that it does not work, it will possibly be the establishment's dataphone that is not compatible with NFC.